ALC is a Coeur d'Alene Based Law Firm, Handling Probate, Family Law, Bankruptcy, Personal Injury and Civil Litigation Matters

Chapter 13 Bankruptcy

Coeur d’Alene Chapter 13 Bankruptcy Attorney and Family Lawyer

Serving Coeur d’Alene & Kootenai County Areas, including Coeur d’Alene · Hayden

Do you have a steady job but are far behind on bills and other payments? Do you want to achieve financial relief and to keep your home? Do you want to stop creditor harassment now?

If you have reached the point where you feel that you will never recover from your financial burdens, it may be time to consider taking action. Filing for Chapter 13 bankruptcy may be the right option for you. Contact the Advocacy Law Center, PLLC for caring and compassionate counsel. Our bankruptcy attorney will work hard to get the financial relief you need.

What is Chapter 13 Bankruptcy?

Under Chapter 13 of the United States Bankruptcy Code, a debtor can reorganize and consolidate debt into a single monthly payment that is divided by a bankruptcy trustee among creditors. The amount of this monthly payment is significantly lower than the combined total of payments owed by the debtor. This payment plan will usually last a period of three to five years, after which time all remaining debts will be forgiven.

The benefits of filing for Chapter 13 bankruptcy include:

  • Achieving debt relief while being allowed to keep your home, car and other assets (so long as you can make the payments)
  • Stopping all creditor actions, including foreclosures
  • Stopping creditor harassment

We Offer Compassionate Legal Counsel

At the Advocacy Law Center, PLLC, we make every attempt to help clients get back on track by advising them of all their debt relief options and answering any questions that they may have before, during or after the bankruptcy process. Rest assured, you will receive dedicated and compassionate representation throughout the entire Chapter 13 process.

Contact Us for a Free Phone Consultation with an Knowledgeable Family Lawyer

Being behind on medical bills and other debt is often not your fault. Sometimes unexpected life circumstances can cause you to get behind financially. At the Advocacy Law Center, PLLC, our goal is to guide you toward a successful and debt free future. Contact us and speak with our family lawyer to discuss whether Chapter 13 bankruptcy is the right option for you.

When You Need a Bankruptcy Attorney, Trust Experience

For more bankruptcy information, please see:

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We are a debt relief agency. We help people file for relief under the Bankruptcy Code